Plantation, FL Car Insurance

What's the average cost of car insurance in Plantation?

The average cost of car insurance in Plantation, Florida, is $2,803 per year. That's more expensive than the average rate in Florida ($2,309) and more expensive than the national average of $1,548. Our guide to Plantation auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to find out more.

 

CAR INSURANCE RATES IN PLANTATION

Plantation Average (annual)	Florida Average	U.S. Average
$2,803	$2,309	$1,548

 

Contents:

• Provider
• Age group
• Gender
• Driving history
• Credit score

 

Plantation car insurance rates by provider

 

The difference in auto insurance rates from company to company can be substantial. For a typical insurance customer, State Farm provides Plantation's cheapest rates. We've gathered the best cheap car insurance companies in Plantation below. You should only use this list as a starting point: it's important to see quotes specific to your unique driving profile.

 

PLANTATION CAR INSURANCE RATES BY COMPANY

Company	Average Rate (annual)
State Farm	$2,046
GEICO	$2,535
Progressive	$3,391
Allstate	$3,783

 

 

Find the best cheap auto insurance today. Or, see how each car insurance company ranks for customer satisfaction.

 

 

Plantation auto insurance premiums by age

The age group that enjoys the lowest auto insurance rates in Plantation are drivers in their 50s, who pay an average of $2,578 per year. Those in their 60s don't pay much more ($2,605).

Teenage drivers pay Plantation's most expensive car insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Plantation is to celebrate your 20th birthday. In Plantation, teenage drivers pay $7,566 — a full $4,961 more than the second-most expensive rate paid by an age group.

 

PLANTATION AUTO INSURANCE PREMIUMS BY DRIVER AGE

Age	Average Yearly Rate
Teenagers	$7,566
20s	$3,506
30s	$2,830
40s	$2,783
50s	$2,578
60s	$2,605
70s	$3,108

 

Find out more about how age can change car insurance costs.

 

 

Plantation auto insurance premiums by gender and marital status

 

In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. Married drivers usually pay less for car insurance than single drivers. In Plantation, married motorists pay $111 less than single drivers for auto insurance.

Gender is another factor that can influence auto insurance rates. In Plantation, female drivers pay $77 per year more than do male drivers.

 

PLANTATION AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER

Marital Status/Gender	Average Yearly Rate
Female	$2,880
Male	$2,803
Single	$2,803
Married	$2,692
Divorced	$2,803
Widowed	$2,751

 

Find out more about how gender and marital status have on insurance rates.

 

 

Plantation auto insurance costs by citation and accident history

 

If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Plantation drivers found guilty of reckless driving pay a heavy toll when it comes to auto insurance, facing a rate increase of $1,541 per year when compared to the city average. A ticket for speeding results in a $749 rate hike while a DWI or DUI violation costs $1,397per year in extra insurance expenditures.

 

PLANTATION CAR INSURANCE RATES AFTER A COLLISION OR CITATION

Incident/Violation	Average Annual Rate
DWI/DUI	$4,200
Reckless Driving	$4,344
At-fault Accident (damages less than $1,000)	$3,915
At-fault Accident (damages > $2,000)	$3,915
Speeding Ticket (16-20 mph over speed limit)	$3,552

 

Get more info on how a bad driving history can impact your car insurance costs.

 

 

Plantation car insurance rates by credit level

 

Credit score is often closely related to car insurance costs. Plantation drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 56% on their auto insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price drop. In Plantation, moving into the "Fair" credit tier leads to to an average of $1,029 in savings on insurance each year.

 

PLANTATION CAR INSURANCE RATES BY CREDIT TIER

Credit Score	Average Annual Rate
Very Poor	$5,352
Fair	$4,323
Good	$3,593
Very Good	$2,970
Exceptional	$2,381

 

Learn more about the relationship between credit scores and car insurance rates.