Sunrise, FL Car Insurance

How much is auto insurance in Sunrise?

Car insurance coverage costs an average of $2,697 each year in Sunrise. That's more than the average in Florida ($2,309) and more expensive than the U.S. average of $1,548. Continue reading to see how much you can expect to pay for insurance based on your marital status, age, credit score and other factors in Sunrise.

 

AUTO INSURANCE: SUNRISE RATES VS. STATE + NATIONAL AVERAGES

Sunrise Average (annual)	Florida Average	National Average
$2,697	$2,309	$1,548

 

Contents:

• Company
• Age
• Gender and marital status
• Driving history
• Credit score

 

Sunrise car insurance rates by insurer

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the carrier that gives you the most affordable auto quote. In Sunrise, State Farm offers the cheapest premiums for the typical insurance buyer. We've gathered the best cheap car insurance companies in Sunrise below. Remember that this list should only be seen as a starting point: it's important to compare quotes specific to your unique driving profile.

 

SUNRISE AUTO INSURANCE PREMIUMS BY COMPANY

Insurance Company	Average Rate (annual)
State Farm	$1,963
GEICO	$2,535
Progressive	$3,146
Allstate	$3,470

 

Read our guide to finding the best cheap auto insurance. Then, see each car insurance provider's customer satisfaction rating.

 

 

Sunrise auto insurance rates by age

The age group that pays the least for car insurance in Sunrise are drivers in their 50s ($2,467 per year). Those in their 60s don't pay significantly more ($2,497).

Young drivers aged 16 to 19 pay the most for car insurance in Sunrise. One of the most effective ways to get cheaper car insurance rates as a driver in Sunrise is to celebrate your 20th birthday. The difference in rates paid by teenage drivers and drivers in their 20s in Sunrise is $3,898, the largest such difference between any two age groups.

 

SUNRISE CAR INSURANCE PREMIUMS BY DRIVER AGE

Age group	Average Annual Rate
Teenagers	$7,277
20s	$3,379
30s	$2,710
40s	$2,662
50s	$2,467
60s	$2,497
70s	$2,983

 

Learn more about the impact of age on car insurance premiums.

 

 

Sunrise auto insurance rates by gender and marital status

 

Marital status and gender can play roles in how car insurance companies set rates, in some cases. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Sunrise pay $117 less than single drivers for auto insurance.

Gender is another factor that can impact auto insurance costs. In Sunrise, female drivers pay more for auto insurance than do male drivers: $53 per year, to be precise.

 

SUNRISE AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER

Gender/Marital Status	Average Yearly Rate
Female	$2,750
Male	$2,697
Single	$2,697
Married	$2,580
Divorced	$2,697
Widowed	$2,645

 

Learn more about how gender and marital status have on car insurance premiums.

 

 

Sunrise car insurance costs by incident history

 

No matter where you live, steering clear of accidents and citations is the best way to keep your car insurance rates manageable. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.

Sunrise drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $1,509 per year when compared to the city average. A ticket for speeding leads to a $731 rate hike while a DWI or DUI violation costs $1,373per year in extra insurance expenditures.

 

SUNRISE CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT

Citation	Average Yearly Rate
DUI/DWI	$4,070
Reckless Driving	$4,206
At-fault Accident (damages less than $1,000)	$3,759
At-fault Accident (damages greater than $2,000)	$3,759
Speeding Ticket (16-20 mph over speed limit)	$3,428

 

Get more info on how a bad driving history can impact your car insurance costs.

 

 

Sunrise car insurance rates by credit tier

 

Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Sunrise drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 55% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a good way to lower your auto insurance costs. In Sunrise, improving your credit to "Fair" could help you earn $970 in savings on insurance premiums each year.

 

SUNRISE AUTO INSURANCE RATES BY CREDIT LEVEL

Credit Score	Average Annual Rate
Very Poor	$5,104
Fair	$4,134
Good	$3,444
Very Good	$2,854
Exceptional	$2,296

 

Learn more about the relationship between credit scores and car insurance rates.