North Dakota Car Insurance with a DUI

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Renata Balasco

Senior Content Strategist

Credentials
  • Licensed Insurance Agent — Property and Casualty

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

If you are convicted of DUI in North Dakota, your auto insurance is going to get more expensive — it's only a question of by how much.


How does being convicted of DUI change auto insurance in North Dakota?


In North Dakota, a DUI will raise your yearly car insurance rate by an average of $632. That’s 74% less than the nationwide average rate increase after a DUI.


CAR INSURANCE AFTER A DUI IN NORTH DAKOTA — AVERAGE ANNUAL COST
Area Avg. Annual Rate — without DUI Avg. Annual Rate — with DUI Avg. Increase After DUI
North Dakota $1,379 $2,011 +46%
United States $1,548 $2,556 +65%

Purchasing car insurance coverage in North Dakota after a DUI


Purchasing cheap auto coverage soon after a DUI conviction is far from straightforward. In fact, a DUI generally brings about a more substantial rate hike than does any other road violation — more than racing, reckless driving, or an at-fault accident.


Cheap car insurance after a DUI in North Dakota

If you’re convicted of a driving under the influence offense in North Dakota, it’s important to mull over your insurance options carefully. Car insurance rates after a DUI can fluctuate substantially depending on the insurer. For instance, the cheapest car insurer with a DUI in North Dakota, State Farm, offers annual rates 43% more affordable than the state average insurance premium with a DUI conviction. The second-cheapest company for car insurance after a DUI in North Dakota is Nodak, while the most expensive company is Allstate, at 88% above average.


CAR INSURANCE PRICES AFTER DUI IN NORTH DAKOTA — BY COMPANY
Insurance Company Avg. Annual Rate — After DUI
State Farm $1,141
Nodak $1,241
American Family $1,264
Progressive $1,599
Farmers $1,803
QBE $2,553
North Star $3,124

There’s no auto insurance company in particular offering affordable DUI auto insurance. The best way to save money in the wake of a DUI citation is to look at multiple options.

Compare auto insurance quotes online or reach out to an insurance agent to weigh your choices and find a cost-effective policy.

Learn more about car insurance and DUIs.