Ohio Car Insurance with a DUI

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Kristine Lee

Insurance Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

If you get a DUI in Ohio, your auto insurance will get more expensive — it's just a matter of by how much.


How does a DUI change car insurance rates in Ohio?


In Ohio, a DUI will lift your annual auto insurance cost by an average of $611. That is 80% less than the national average premium jump after a DUI.


CAR INSURANCE WITH A DUI IN OHIO — AVERAGE ANNUAL PENALTY
Area Avg. Annual Rate — no DUI Avg. Annual Rate — with DUI Avg. Increase After DUI
Ohio $1,047 $1,658 +58%
United States $1,548 $2,556 +65%

Purchasing auto insurance in Ohio after a DUI conviction


Finding inexpensive auto insurance after a DUI conviction is not simple. In fact, a DUI typically leads to a larger premium increase than any other driving infraction — more than reckless driving, racing, or an at-fault accident.


Cheap car insurance after a DUI in Ohio

If you have been convicted of a DWI or DUI violation in Ohio, it’s critical to consider all possible insurance options judiciously. Car insurance rates in the wake of a DUI can fluctuate substantially depending on the company. For instance, the cheapest auto insurance company with a DUI in Ohio, State Farm, offers yearly premiums 43% below the state average insurance price with a DUI conviction. The second-cheapest option for auto insurance after a DUI in Ohio is Erie, and the most expensive firm is Nationwide, at 54% more than average.


CAR INSURANCE RATES WITH DUI IN OHIO — BY INSURANCE COMPANY
Insurance Company Avg. Annual Rate — After DUI
State Farm $952
Erie $1,189
Grange $1,237
Progressive $1,484
GEICO $1,548
Liberty Mutual $1,796
Cincinnati Insurance $2,145
Allstate $2,200

There’s no auto insurance company, in particular, offering cheap DUI auto insurance. The best way to save after a DUI violation is to assess multiple insurers.

Compare car insurance quotes online or reach out to an insurance expert to gauge the choices and discover the best plan.

Learn more about car insurance and DUIs.

Compare rates today!

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