Abilene, TX Car Insurance
Compare Progressive, Allstate, GEICO and Nationwide (+ other top companies) to find the best and cheapest car insurance in Abilene.
What is the average cost of car insurance in Abilene?
The typical Abilene driver pays $647 for a six-month car insurance policy. That's less expensive than the average in Texas ($707) and less expensive than the national average of $880. Read on to learn more about how much you can expect to pay based on age, credit score, and other factors in Abilene. Read on to learn more!
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| Car insurance in Abilene vs. Texas | Average 6 Mo. Premium |
|---|---|
| Abilene average | $647 |
| Texas average | $707 |
The Zebra's key takeaways about car insurance in Abilene:
- The average cost of a car insurance policy in Abilene is $647 per six-month policy — $107 per month.
- The cheapest company in Abilene is USAA ($530).
- 37% of Zebra customers in Abilene stated they used our product because they were paying too much for car insurance with their current provider.
Are you paying too much for auto insurance?
Abilene car insurance rates by company
One of the best ways to save on auto insurance coverage is to compare rates from multiple companies and choose the company that best fits your insurance needs. For a typical insurance customer, USAA provides Abilene's cheapest rates. We've listed the best cheap car insurance companies in Abilene below. Use this information as a starting point and be sure to compare auto insurance quotes to find a rate to match your driving profile.
| Company | Avg. 6 Mo. Premium |
|---|---|
| Georgia Farm Bureau | $523 |
| USAA | $637 |
| State Farm | $782 |
| GEICO | $936 |
| Progressive | $1,035 |
The Zebra’s auto insurance data methodology
The Zebra’s Dynamic Insurance Rating Tool for home and auto insurance rates utilizes the latest ZIP code-level rate filings from across the U.S., sourced from Quadrant Information Services and S&P Global. These filings, typically updated annually or biennially by insurers, are verified through Quadrant’s QA process and then integrated into The Zebra’s estimator.
The displayed rates are based on a dynamic home and auto profile designed to reflect the content of the page. This profile is tailored to match specific factors such as age, location, and coverage level, which are adjusted based on the page content to show how these variables can impact premiums.
For a comprehensive understanding, see our detailed methodology.
Shop around for the best rates
The only way to know which company has the cheapest coverage for you is to compare. Our comparison will do the leg work for you. Enter your ZIP code to see rates from Progressive, State Farm, GEICO and USAA (+ other top companies) to find the best and cheapest car insurance in Abilene.
Abilene auto insurance rates by age
Our data shows that drivers between the ages of 20-29 make up 30% of Abilene drivers. Abilene drivers in their 50s enjoy relatively affordable auto insurance rates, paying just $556 for six months, on average. Rates for Abilene drivers in their 60s are also relatively affordable, at just $570.
Teenage drivers aged 16 to 19 pay the most for car insurance in Abilene. When Abilene drivers hit their 20s, their insurance rates drop substantially. The difference in rates paid by teenage drivers and drivers in their 20s in Abilene is $1,521, the largest such difference between any two age groups.
| Age bracket | Avg. 6 Mo. Premium |
|---|---|
| Teenagers | $1,602 |
| 20s | $841 |
| 30s | $637 |
| 40s | $620 |
| 50s | $556 |
| 60s | $570 |
| 70s | $688 |
Abilene car insurance rates by credit score
An important insurance rating factor is credit. Drivers with checkered credit histories typically face higher car insurance rates than do drivers with good credit. Abilene drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 60% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Abilene, improving your credit to "Fair" could help you earn a $541 decrease in six-month car insurance rates. Our data tells us of drivers in Abilene have a credit score of .Â
| Credit Tier | Avg. 6 Mo. Premium |
|---|---|
| Very Poor | $1,347 |
| Fair | $805 |
| Good | $647 |
| Very Good | $602 |
| Exceptional | $537 |
Abilene car insurance rates by violation
Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Two of the most costly citations to receive are DUI and reckless driving. Abilene drivers found guilty of reckless driving face insurance rate increases of $659 per year, compared to the citywide average. A DUI violation may lead to a $676 increase, while a citation for speeding leads to a $107 rate hike.
| Incident | Avg. 6 Mo. Premium |
|---|---|
| DUI/DWI | $985 |
| Reckless Driving | $976 |
| At-fault Accident (damages less than $1,000) | $810 |
| At-fault Accident (damages > $2,000) | $962 |
| Speeding Ticket (16-20 mph over speed limit) | $701 |
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.