San Angelo, TX Car Insurance
Compare Progressive, Allstate, GEICO and Nationwide (+ other top companies) to find the best and cheapest car insurance in San Angelo.
How much does car insurance cost in San Angelo?
The average cost of auto insurance in San Angelo is $608 per six-months. That's cheaper than the statewide average in Texas ($707) and less expensive than the national average of $880. Our guide to San Angelo auto insurance includes average rates based on age, credit score, and other factors. Read on to learn more!
| Car insurance in San Angelo vs. Texas | Average 6 Mo. Premium |
|---|---|
| San Angelo average | $608 |
| Texas average | $707 |
The Zebra's key takeaways about car insurance in San Angelo:
- The average cost of a car insurance policy in San Angelo is $608 per six-month policy — $101 per month.
- The cheapest company in San Angelo is State Farm ($516).
- 41% of Zebra customers in San Angelo stated they used our product because they were paying too much for car insurance with their current provider.
Are you paying too much for auto insurance?
San Angelo car insurance rates by company
The difference in auto insurance rates from company to company can be substantial. In San Angelo, State Farm provides the most affordable rates for the typical insurance customer. Reference below the top options for affordable insurance in San Angelo. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
| Company | Avg. 6 Mo. Premium |
|---|---|
| State Farm | $516 |
| GEICO | $524 |
| USAA | $541 |
| Allstate | $1,006 |
The Zebra’s auto insurance data methodology
The Zebra’s Dynamic Insurance Rating Tool for home and auto insurance rates utilizes the latest ZIP code-level rate filings from across the U.S., sourced from Quadrant Information Services and S&P Global. These filings, typically updated annually or biennially by insurers, are verified through Quadrant’s QA process and then integrated into The Zebra’s estimator.
The displayed rates are based on a dynamic home and auto profile designed to reflect the content of the page. This profile is tailored to match specific factors such as age, location, and coverage level, which are adjusted based on the page content to show how these variables can impact premiums.
For a comprehensive understanding, see our detailed methodology.
Shop around for the best rates
The only way to know which company is the cheapest coverage for you is to compare. Our comparison will do the leg work for you. Enter your ZIP code to see rates from Progressive, State Farm, GEICO and USAA (+ other top companies) to find the best and cheapest car insurance in San Angelo.
San Angelo auto insurance rates by age
Our data tells us that drivers between the ages of 20-29 make up 29% of San Angelo drivers. The best age for car insurance rates as a driver in San Angelo is your 50s: drivers in this age group pay an average of $522 per six-months. Drivers in their 60s don't pay significantly more ($534).
The San Angelo drivers who pay the highest insurance rates are teenagers. When drivers reach their 20s in San Angelo and move out of the teenage age bracket, they reduce their premiums substantially. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in San Angelo is $1,394, the largest such difference between any two age groups.
| Age bracket | Avg. 6 Mo. Premium |
|---|---|
| Teenagers | $1,483 |
| 20s | $786 |
| 30s | $598 |
| 40s | $581 |
| 50s | $522 |
| 60s | $534 |
| 70s | $640 |
San Angelo car insurance rates by credit score
Credit score is often closely correlated with car insurance costs. San Angelo drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 60% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In San Angelo, improving your credit to "Fair" could help you earn $513 in savings on insurance premiums each six months. Our data tells us 39% of drivers in San Angelo have a credit score of average (580-679).Â
| Credit Tier | Avg. 6 Mo. Premium |
|---|---|
| Very Poor | $1,271 |
| Fair | $757 |
| Good | $608 |
| Very Good | $565 |
| Exceptional | $506 |
San Angelo car insurance rates by violation
Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. At-fault collisions, DUIs and DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
San Angelo drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $609 per year versus the city average. A ticket for speeding results in a $103 rate hike while a DWI or DUI violation costs $624 per year in extra insurance expenditures.
| Incident | Avg. 6 Mo. Premium |
|---|---|
| DUI/DWI | $920 |
| Reckless Driving | $913 |
| At-fault Accident (damages < $1,000) | $755 |
| At-fault Accident (damages > $2,000) | $900 |
| Speeding Ticket (16-20 mph over speed limit) | $660 |
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.