Best Car Insurance for First Responders

Use The Zebra to get the best cheap car insurance for first responders from GEICO, Progressive, Nationwide, Liberty Mutual and Allstate (+100 other companies)
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By Ava Lynch Info icon
Updated April 4, 2024
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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

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Renata Balasco

Senior Content Strategist

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  • Licensed Insurance Agent — Property and Casualty

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

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First responder auto insurance discounts — table of contents:

  1. Discounts for firefighters
  2. Discounts for police officers
  3. Discounts for EMTs/paramedics

What’s the best car insurance for first responders?

A job as a first responder comes with immense responsibility. While others run away from disaster and destruction, you answer the call. As a token of thanks for your hard work, car insurance companies may provide discounted rates that are important to consider when gathering quotes. 

Below is how you can find cheap car insurance as a first responder.

Auto insurance discounts for firefighters

Car insurance companies see firefighters as less likely to cause an accident or file a claim while operating a car. Because of this, insurance providers reward firefighters with a special discount.

While it varies by location and insurer, firefighters can expect a 3% to 10% discount on their auto policy by providing proof of affiliation with a fire department.

Learn more about how to find an affordable car insurance policy as a firefighter.

Insurance companies that offer discounts for firefighters

Auto insurance discounts for law enforcement officers

Police officers' acute knowledge of the rules of the road makes them prime customers for car insurance companies. Police officers are often rewarded with an occupational insurance discount. Most insurance companies require proof of occupation or proof of membership in a law enforcement organization.

Insurance companies that offer discounts for law enforcement

Car insurance discounts for EMTs and paramedics

Insurance companies see first responders as low-maintenance customers. The amount and availability of auto insurance discounts for EMTs and paramedics may depend on your location.

Learn more about car insurance for EMTs. 

Insurance companies that offer discounts for EMTs

Compare car insurance quotes in just a few minutes.

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About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.